How much house should you buy? This is a very different question from how much house can you buy. Pre-Approval Process Most serious house buying adventures begin with getting pre-approved for a mortgage so you know how much money the bank is willing to lend you. The mortgage broker or lender looks at your income …
Student Debt Hacks
These tricks work for any kind of debt but can be especially useful for student loans. If you have owned your house for a few years and it has appreciated, you may have a sizable amount of equity. Depending on the amount you owe on your student loan(s), the amortization schedule, interest rates, your income, …
Rent or Buy
When people first start thinking about buying a house, they often mistakenly compare the cost of a loan for a house to the cost of rent. Then they think they are being ripped off on their current rent and that they should go buy a house ASAP instead of "throwing money away on rent." The …
Pulling Pork 