Student Debt Hacks

These tricks work for any kind of debt but can be especially useful for student loans. If you have owned your house for a few years and it has appreciated, you may have a sizable amount of equity. Depending on the amount you owe on your student loan(s), the amortization schedule, interest rates, your income, …

Saving for College

Update 12/20/2017: Coverdells are being phased out by the tax overhaul and effectively replaced through enhancements to 529s. I am leaving the Coverdell ESA section intact for reference purposes. Updates in italics.   529 The 529 plan also offers tax-free growth and is the most widely used way to save for college and now private …