Should take you less than 10 minutes. Equifax Use this link to reach Equifax's credit report freeze page. They appear to be offering this for free at the moment. Just fill out the forms and be sure to record the PIN they give you at the end. You'll need that PIN to unlock your Equifax …
Equifax Hack
What you can do after the Equifax Hack. Oh Boy Equifax got hacked. They say 143 million accounts had data stolen. Let's be honest: That basically means every adult who has ever had any kind of credit in the USA has had compromising information stolen. This includes the kinds of personal details used to open accounts …
Student Debt Hacks
These tricks work for any kind of debt but can be especially useful for student loans. If you have owned your house for a few years and it has appreciated, you may have a sizable amount of equity. Depending on the amount you owe on your student loan(s), the amortization schedule, interest rates, your income, …
Don’t Use 401(k) Loans
It's a bad deal. What is a 401(k) loan? You borrow money from your 401(k). You have to pay the money back in a certain amount of time. It seems like a good idea because you are "borrowing from yourself", the interest rate is usually "low", and it doesn't affect your credit. What's the catch? …
Responsible Use Of Balance Transfers
What is a balance transfer? Credit cards come with a limit often referred to as a revolving limit. You go to the store and swipe your card and as long as your outstanding balance is lower than the limit + new charge it goes through. Some credit cards also have a feature called a balance …
Pulling Pork 