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Category: Balance Transfers

Posted on June 21, 2017June 21, 2017

Don’t Use 401(k) Loans

It's a bad deal. What is a 401(k) loan? You borrow money from your 401(k). You have to pay the money back in a certain amount of time. It seems like a good idea because you are "borrowing from yourself", the interest rate is usually "low", and it doesn't affect your credit. What's the catch? …

Continue reading "Don’t Use 401(k) Loans"

Posted on May 20, 2017June 2, 2017

Responsible Use Of Balance Transfers

What is a balance transfer? Credit cards come with a limit often referred to as a revolving limit. You go to the store and swipe your card and as long as your outstanding balance is lower than the limit + new charge it goes through. Some credit cards also have a feature called a balance …

Continue reading "Responsible Use Of Balance Transfers"

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