If you listen to the news, Bill Gates, Elon Musk, etc., you may be worried that artificial intelligence is going to take your job. Hogwash While it is certainly true that there are some promising advancements in AI technology in the works, I sincerely doubt that we will suddenly have mass unemployment due to AI …
Preferred Stocks
Preferred stocks have become a popular asset class in recent years. While I think passive investing is the best choice for most people and the evidence shows a majority of active mutual funds and active investors don't beat the market, I do think active investing makes sense for preferred stock. What is preferred stock? Preferred …
Don’t Use 401(k) Loans
It's a bad deal. What is a 401(k) loan? You borrow money from your 401(k). You have to pay the money back in a certain amount of time. It seems like a good idea because you are "borrowing from yourself", the interest rate is usually "low", and it doesn't affect your credit. What's the catch? …
Feed a party for less than going out
It's fun to host a BBQ. As long as you buy the right supplies, you can feed a whole party for less than one plate of food at a mid-range restaurant. Instead of going out to eat with your friends, invite them over for BBQ! The Meat I plan for about 1 lb of meat per adult. …