Saving and investing has always been important to me.

Over the years we got sidetracked from time to time. Our planned retirement horizon was the classic 40-year career, so it was no big deal to splurge as long as we were on track to retire in our early 60s.

But, why wait that long?

With the birth of our son, I started pulling that horizon in to make sure we would be retired when he goes off to college so we can be world-traveling empty nesters.

But, why wait that long?

With the high cost of childcare, we started freeing up cash flow by paying off some debts and trimming some luxuries. Pretty soon our monthly cash flow was even better than it was pre-baby, in spite of the new $260 per week preschool expense.

I’ve always been an investor. But my biggest mistake has often been focusing too much on returns and beating the market than on just saving a lot more money – turning $20,000 into $24,000 over the year (and paying income tax on the short-term gains) instead of making sure to save at least another $10,000. While chasing high returns, and getting them, I also got bored with one investing strategy and moved on to another. If it’s an instrument available to non-accredited investors, I have probably invested in it or traded it.

Profitable trading can be exciting but it’s important to not lose track of the end goal. 

Along the way, we kept our routine expenses in check by refinancing or paying off debts keeping our recurring expenses such as utilities and insurance competitive.

When my wife asks me what I am thinking about as we lay in bed, the answer is usually about mortgage strategies, grumbling about our car insurance premium jumping 20%, some new investment I like, or a cool new credit card. This stuff is fun for me. It soothes me if I am anxious about something. It gives me peace of mind.

Financial matters don’t give everyone peace of mind, though. I have friends and family who have been taken advantage of or made some mistakes, and it really frustrates me. I don’t like to butt into other people’s business but love it when they ask me for advice before a big financial decision. I see people on social media talking about “needing an adultier adult.”

Instead of one on one conversations, long detailed social media posts, or emails that only a few people get to read, I figure, I should go ahead and share it with you as well.

Let’s talk about how to save money, how to invest that money, and how to do it all without eating only rice and beans (unless you like rice and beans). Join our push for early financial freedom.

Topics include: budgeting, investment strategies, investing for education and retirement, buying a house, buying a car, being well banked, book reviews, taxes, managing debt, cool free online tools, landlording, how to think about money, travel, credit cards, and even cheap food and alcohol recommendations without sacrificing quality.

What’s with the name of the blog? Well, I love to smoke meat and pulling pork is like bringing home the bacon, so when a friend suggested the name, I went with it. Expect a few BBQ tips along the way.


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